Small Business Loans
Funding a small business is a big deal.
We make getting loans fast,
personalized and easy.
Ready To Move Your Business Forward?
Cover Capital Expenditures
Grow Your Business
Pay Bills
Keep Cash Available
Protect Personal Finances
Maintain Independence
Helped thousands of
Businesses
$10+ Million
Funded to Business
4.7/5 Customer
Rating on Google
How to Apply
Securing the funds you need to keep your business running is easier with Penn Commercial Capital. Our application is quick, easy, and secure. It takes just 2 - minutes to apply and Penn Commercial Capital uses secure servers to protect your information.
After applying, one of our Specialists will call you to learn more about your business. Your Loan Specialist can help answer any questions you have about the process and help you identify which loan will meet the needs of your business. Our high approval rates and fast decisions make it easy to get back to what you do best – running your business.

or call
856-322-0310

Agricultural
Agricultural
The multi-billion-dollar industry is on the rise, but farmers still need access to financing for equipment upgrades and more. Our team can assist in finding the right loan product to fit your needs.
Transportation
Transportation
You keep the lights on, and we provide financing to keep your operations running smoothly. Use our short-term loans to manage operational costs or to hire additional skilled labor. We are here to help you grow!
Construction
Construction
You provide a necessary skilled labor, and we provide financing options to hire more talent or expand your service options.
Restaurants
Restaurants
Looking to expand your offerings? Our team can provide financing to help you upgrade or expand your kitchen equipment. We also provide financing opportunities to grow your business through development of more strategic locations.
Beauty Salons/Barbers
Beauty Salons/Barbers
You keep the lights on, and we provide financing to keep your operations running smoothly. Use our short-term loans to manage operational costs or to hire additional skilled labor. We are here to help you grow!
Startups
Startups
We offer financing options to help you get your business off the ground and address overhead or operational costs by providing a means to stabilize your cash flow. Additionally, as you are ready to grow, we offer financing options that can help you expand to meet the needs of your growing customer base.Why Penn Commercial Capital?
At Penn Commercial Capital, you can expect a friendly and customized approach to your lending needs that makes getting a small business loan as stress-free as possible.
Trusted by Businesses Like Yours
Over $10+ million in funding to businesses nationwide
Fast & Easy Application Process
No-cost, no-obligation application with funding in as few as 24 hours
Personalized Experience
Lending solutions and payment options tailored to your specific needs
Funding Specialists Who Care
Experienced Funding Specialists help you make the right decision
Worry-Free Lending
No collateral requirements, plus simple, automatic payments
Hassle-Free Payments
We provide fixed terms and set up simple, automatic payments
Resources for Small Businesses in 2022
Working Capital Loans for Small Businesses
Small Business owners rely heavily on local customers as an economic driver, but to be successful in a hypercompetitive markets throughout the country, your Small Business must have adequate cash flow, both for your current overhead expenses and future growth. Whether you need a working capital loan to purchase inventory...
Learn More

Merchant Cash Advance Requirements
Unlike a traditional small business loan, a merchant cash advance is NOT a loan. The basis for a merchant cash advance is the future receivables from a business owner who accepts credit cards or has other payment receivables that flow into the merchant’s account or accounts. Typically a small business can apply for and have...
Learn MoreMerchant Cash Advance
In this day and age of cash flow issues due to the closure and suspension of many businesses, a merchant cash advance through Penn Commercial Capital may be the answer to payroll issues, needed business improvements, and other capital expense issues that you, as a business owner, may be experiencing. The purpose of this blog...
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What the Right Small Business Loan Is for Your Needs
There are many reasons for a business to take out a small business loan, and many businesses do as part of their short- and long-term goals based upon their business plan. In fact, 43% of small businesses reach out to lenders for financing of some sort. As a small business owner, your circumstances are unique and so finding...
Learn MoreSmall Business Loans Designed For You
No matter what your business funding needs are, we have a small business loan for you. Our Funding Specialists are here to help you find the right loan for you and your business, simply apply online to see which funding solutions fit your needs.

Bad Credit Business Loans
We understand how difficult it can be when a bad credit score prevents you from building a good one. That's why we have loan options for business owners with bad credit. Bad credit shouldn't affect your ability to receive financial solutions so our Funding Specialists look at your business potential, rather than your credit score to find alternative lending options for you.
Unsecured Business Loans
Traditional lenders sometimes require personal collateral when signing up for business loans. With our unsecured or uncollateralized small business loan, we do not require such collateral. That way you can focus on the more important aspects of your business without having to worry about losing your personal assets. Our unsecured business loans can provide you with peace of mind, flexibility, and financial stability.


Business Loans for Women
National Funding is proud to support small business owners from all types of backgrounds, including women-owned businesses. We are here to help women-owned businesses grow by offering loans to help them take their business to the next level. Women-owned businesses in the United States continue to grow in numbers, but women are still less likely to be approved for loans and funding opportunities compared to men. We understand that being a female business owner is not always easy. That's why we're here to help design loans that better help you fulfill your business goals.
Working Capital Loans
In order for businesses to run smoothly, they need on-hand cash to cover expected or unexpected expenses. Working capital loans can give your business access to cash when you need it most to cover these crucial expenses. A working capital loan allows you to have flexibility with your finances, maintain business ownership, and have access to cash for immediate expenses. Our working capital loans can help you have cash-on-hand to help cover everyday business expenses when money is tight or business is slow, and can even work as a business expansion loan.
