Expenditures

Cover Capital Expenditures

Penn Commercial Capital offers funding from $5,000 to $500,000 with terms from 6 months up to 24 months, fixed daily, weekly or monthly payments, and no prepayment penalties.

Grow

Grow Your Business

Purchase inventory, support marketing efforts, use for payroll and more. A working capital loan can help your business get the jump on growth it needs.

checklist

Pay Bills

Make sure utilities, local taxes, vendors and rent are paid timely to avoid overdue notices or fines.

cash

Keep Cash Available

Maintain working capital reserves to cover unplanned expenses or growth opportunities.

finance

Protect Personal Finances

Keep your personal loans out of the business.

support

Maintain Independence

Don't give up equity or engage in high interest loans, avoid making financial situations worse.

Agricultural

Agricultural

The multi-billion-dollar industry is on the rise, but farmers still need access to financing for equipment upgrades and more. Our team can assist in finding the right loan product to fit your needs.

Transportation

Transportation

You keep the lights on, and we provide financing to keep your operations running smoothly. Use our short-term loans to manage operational costs or to hire additional skilled labor. We are here to help you grow!

Construction

Construction

You provide a necessary skilled labor, and we provide financing options to hire more talent or expand your service options.

Restaurants

Restaurants

Looking to expand your offerings? Our team can provide financing to help you upgrade or expand your kitchen equipment. We also provide financing opportunities to grow your business through development of more strategic locations.

Beauty Salons/Barbers

Beauty Salons/Barbers

You keep the lights on, and we provide financing to keep your operations running smoothly. Use our short-term loans to manage operational costs or to hire additional skilled labor. We are here to help you grow!

Startups

Startups

We offer financing options to help you get your business off the ground and address overhead or operational costs by providing a means to stabilize your cash flow. Additionally, as you are ready to grow, we offer financing options that can help you expand to meet the needs of your growing customer base.
trust

Trusted by Businesses Like Yours

Over $10+ million in funding to businesses nationwide

application

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours

personalized

Personalized Experience

Lending solutions and payment options tailored to your specific needs

Funding Specialists

Funding Specialists Who Care

Experienced Funding Specialists help you make the right decision

worry-free

Worry-Free Lending

No collateral requirements, plus simple, automatic payments

Payments

Hassle-Free Payments

We provide fixed terms and set up simple, automatic payments

Working Capital Loans for Small Businesses

Small Business owners rely heavily on local customers as an economic driver, but to be successful in a hypercompetitive markets throughout the country, your Small Business must have adequate cash flow, both for your current overhead expenses and future growth. Whether you need a working capital loan to purchase inventory...

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working capital

merchant cash advance

Merchant Cash Advance Requirements

Unlike a traditional small business loan, a merchant cash advance is NOT a loan. The basis for a merchant cash advance is the future receivables from a business owner who accepts credit cards or has other payment receivables that flow into the merchant’s account or accounts. Typically a small business can apply for and have...

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Merchant Cash Advance

In this day and age of cash flow issues due to the closure and suspension of many businesses, a merchant cash advance through Penn Commercial Capital may be the answer to payroll issues, needed business improvements, and other capital expense issues that you, as a business owner, may be experiencing. The purpose of this blog...

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Merchant Cash Advance

small business loan

What the Right Small Business Loan Is for Your Needs

There are many reasons for a business to take out a small business loan, and many businesses do as part of their short- and long-term goals based upon their business plan. In fact, 43% of small businesses reach out to lenders for financing of some sort. As a small business owner, your circumstances are unique and so finding...

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loan

Bad Credit Business Loans

We understand how difficult it can be when a bad credit score prevents you from building a good one. That's why we have loan options for business owners with bad credit. Bad credit shouldn't affect your ability to receive financial solutions so our Funding Specialists look at your business potential, rather than your credit score to find alternative lending options for you.

Unsecured Business Loans

Traditional lenders sometimes require personal collateral when signing up for business loans. With our unsecured or uncollateralized small business loan, we do not require such collateral. That way you can focus on the more important aspects of your business without having to worry about losing your personal assets. Our unsecured business loans can provide you with peace of mind, flexibility, and financial stability.

business loan

Business loan for women

Business Loans for Women

National Funding is proud to support small business owners from all types of backgrounds, including women-owned businesses. We are here to help women-owned businesses grow by offering loans to help them take their business to the next level. Women-owned businesses in the United States continue to grow in numbers, but women are still less likely to be approved for loans and funding opportunities compared to men. We understand that being a female business owner is not always easy. That's why we're here to help design loans that better help you fulfill your business goals.

Working Capital Loans

In order for businesses to run smoothly, they need on-hand cash to cover expected or unexpected expenses. Working capital loans can give your business access to cash when you need it most to cover these crucial expenses. A working capital loan allows you to have flexibility with your finances, maintain business ownership, and have access to cash for immediate expenses. Our working capital loans can help you have cash-on-hand to help cover everyday business expenses when money is tight or business is slow, and can even work as a business expansion loan.

Working Capital Loans